@Sohala: ah, that rule... I hear it existed in... ADD, maybe? Never played it.
Also, how do you get Fast Healing with melds? I don't recall seeing one that does that.
@BP: your DM ruling on cowering is noted. How do you rule regarding the duration of fear effects? The SRD is silent, the RC says that the worst condition lasts for the duration of the longest effect. This one I care slightly more about.
As for resolving panicked vs cowering, the cowering entry clearly takes precedence.
@TT: with that nomenclature almost all of our PCs are Wastes of Space, so I'd say the nomenclature is too constrained.