Of course, with your +stupid to skill checks, you can probably make a killing on the stock market. Guidance of the Avatar + Max ranks + Factotum levels to check + masterwork tool (computer of some sort) gives 13+20+10+2 = a +45 to your check. Taking 10, that's 55/2 =27.5 gp per week. GP are fifty to the pound, so you have 8.02 troy ounces of income per week. At current prices, that's an income of USD 10,214.56 per week.
Of course, by the same metrics your 49,000 GP starting gold is worth roughly eighteen million USD.
Yeah... consider the possibilities. Or implausibilities, even.