UPDATE:
Her character is mostly done, she's got about 30k worth of items left to pick yet, but the basics are there. I don't know if I mentioned this, but I offer the Unarmed bonus to AC in exchange for armor proficiency, and you don't have ASF for anything you are proficient in.
So, she went sword and board, her AC is 32 at level 12. (Not stellar, but she didn't have to suffer much for that AC, so we will go with it.) She didn't want both the dark companion and the familiar due to not wanting to run an army at the moment. so she will think on it for later.
I'm looking at random things to work in for her to take later, as she doesn't really want to study the MIC to pick stuff out, but she's got the basic item set going. We'll figure something out, I'm thinking Hexbands, maybe some other neat toy or two.