Incarnum balance issue - Not taking up magic item slots

[McPoyo]

Incarnates get the ability to swap one, even if it is chakra bound, but they cannot chakra bind the swapped soulmeld, even if they normally could.

[jameswilliamogle]

I can't speak for the Incarnate, but for Binders it's not that simple. Short of having multiple vestige phylacteries, Expel Vestige is only once per day, and it has a chance of failure (not to mention that the -10 to your next pact almost assures you'll get a bad pact out of it). Unless you pump your binding check considerably, you'll have plenty of trouble with it.

Thats part of my point.  The generalist classes don't get an easy way to reset their stuff.  Letting one of them do it on the fly is really strong.

The last Binder I played started at a 16 Cha.  I think I failed on Expel Vestige about 1/3rd the time I tried it.  It definitely isn't reliable.

[fuinjutsu]

Body Slot is taken by armor and magic robes.  It is also considered the Soul Chakra.

annoyingly a few sources list armor and robes as separate slots, though i'm going to go with the majority of references and say they're the same.

Note that soulmelds only block magic items, so mundane adamantine fullplate works fine.

Now if only warforged allowed you to wear robes so long as you didn't enchant your inherent armor.... but nooooo....